Call reports 2014
UBANK — 2014
What UBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 227,188,000 | 224,854,000 | 223,079,000 | 222,710,000 |
| Total loans | 153,907,000 | 155,337,000 | 150,932,000 | 155,600,000 |
| Allowance for loan losses | 3,536,000 | 3,698,000 | 3,926,000 | 3,785,000 |
| Securities available for sale | 39,396,000 | 37,996,000 | 38,045,000 | 36,477,000 |
| Securities held to maturity | 46,000 | 41,000 | 37,000 | 34,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,726,000 | 195,299,000 | 195,020,000 | 194,057,000 |
| Interest-bearing deposits | 122,183,000 | 119,190,000 | 120,851,000 | 119,067,000 |
| Noninterest-bearing deposits | 76,543,000 | 76,109,000 | 74,169,000 | 74,990,000 |
| Equity capital | 22,211,000 | 23,287,000 | 22,251,000 | 23,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,431,000 | 4,795,000 | 7,175,000 | 9,446,000 |
| Interest expense | 142,000 | 279,000 | 410,000 | 533,000 |
| Net interest income | 2,289,000 | 4,516,000 | 6,765,000 | 8,913,000 |
| Noninterest income | 1,431,000 | 2,252,000 | 3,090,000 | 3,930,000 |
| Noninterest expense | 2,548,000 | 5,075,000 | 7,650,000 | 10,245,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | -50,000 |
| Pretax income | 1,172,000 | 1,643,000 | 2,155,000 | 2,644,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,172,000 | 1,643,000 | 2,155,000 | 2,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,047,000 | 24,523,000 | 23,035,000 | 23,525,000 |
| Total capital | 26,041,000 | 26,543,000 | 24,912,000 | 25,472,000 |
| Risk-weighted assets | 157,963,000 | 159,891,000 | 148,091,000 | 153,961,000 |
Machine access — free, no API key
Every figure shown here about UBANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.