Call reports 2013
UBANK — 2013
What UBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 231,763,000 | 225,669,000 | 224,127,000 | 223,042,000 |
| Total loans | 145,156,000 | 145,421,000 | 148,618,000 | 157,679,000 |
| Allowance for loan losses | 3,825,000 | 3,687,000 | 3,640,000 | 3,471,000 |
| Securities available for sale | 39,129,000 | 42,108,000 | 41,422,000 | 40,867,000 |
| Securities held to maturity | 60,000 | 56,000 | 52,000 | 49,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,230,000 | 194,176,000 | 196,995,000 | 196,175,000 |
| Interest-bearing deposits | 128,419,000 | 124,992,000 | 122,439,000 | 122,007,000 |
| Noninterest-bearing deposits | 69,811,000 | 69,184,000 | 74,556,000 | 74,168,000 |
| Equity capital | 22,106,000 | 20,187,000 | 20,288,000 | 20,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,314,000 | 4,608,000 | 7,078,000 | 9,526,000 |
| Interest expense | 193,000 | 367,000 | 522,000 | 672,000 |
| Net interest income | 2,121,000 | 4,241,000 | 6,556,000 | 8,854,000 |
| Noninterest income | 892,000 | 1,575,000 | 2,311,000 | 3,564,000 |
| Noninterest expense | 2,761,000 | 5,705,000 | 8,469,000 | 11,550,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 252,000 | 157,000 | 444,000 | 1,014,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 252,000 | 157,000 | 444,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,114,000 | 22,019,000 | 22,306,000 | 22,875,000 |
| Total capital | 24,021,000 | 23,995,000 | 24,188,000 | 24,823,000 |
| Risk-weighted assets | 150,617,000 | 156,338,000 | 148,899,000 | 154,317,000 |
Machine access — free, no API key
Every figure shown here about UBANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.