Call reports 2009
UBANK — 2009
What UBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 228,906,000 | 248,127,000 | 258,359,000 | 258,093,000 |
| Total loans | 158,821,000 | 180,675,000 | 198,092,000 | 198,347,000 |
| Allowance for loan losses | 1,446,000 | 1,044,000 | 1,094,000 | 1,975,000 |
| Securities available for sale | 19,840,000 | 23,832,000 | 19,927,000 | 23,527,000 |
| Securities held to maturity | 147,000 | 142,000 | 135,000 | 129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,580,000 | 197,488,000 | 197,412,000 | 198,396,000 |
| Interest-bearing deposits | 141,866,000 | 143,399,000 | 147,323,000 | 150,576,000 |
| Noninterest-bearing deposits | 53,714,000 | 54,089,000 | 50,089,000 | 47,820,000 |
| Equity capital | 17,264,000 | 17,948,000 | 19,985,000 | 19,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,121,000 | 6,586,000 | 10,294,000 | 13,822,000 |
| Interest expense | 827,000 | 1,610,000 | 2,368,000 | 3,115,000 |
| Net interest income | 2,294,000 | 4,976,000 | 7,926,000 | 10,707,000 |
| Noninterest income | 896,000 | 1,874,000 | 2,867,000 | 3,926,000 |
| Noninterest expense | 2,626,000 | 5,238,000 | 7,932,000 | 11,100,000 |
| Provision for loan losses | 38,000 | 251,000 | 1,133,000 | 2,320,000 |
| Pretax income | 526,000 | 1,361,000 | 1,728,000 | 1,212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 526,000 | 1,361,000 | 1,728,000 | 1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,193,000 | 18,029,000 | 19,896,000 | 19,380,000 |
| Total capital | 18,639,000 | 19,073,000 | 20,990,000 | 21,355,000 |
| Risk-weighted assets | 166,754,000 | 186,951,000 | 201,620,000 | 201,830,000 |
Machine access — free, no API key
Every figure shown here about UBANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.