Call reports 2006
UBANK — 2006
What UBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 153,350,000 | 154,721,000 | 155,786,000 | 157,249,000 |
| Total loans | 91,527,000 | 99,068,000 | 100,209,000 | 106,977,000 |
| Allowance for loan losses | 1,288,000 | 1,174,000 | 1,036,000 | 1,156,000 |
| Securities available for sale | 17,578,000 | 19,609,000 | 21,055,000 | 20,776,000 |
| Securities held to maturity | 281,000 | 273,000 | 257,000 | 242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,248,000 | 136,356,000 | 136,940,000 | 138,057,000 |
| Interest-bearing deposits | 89,853,000 | 88,874,000 | 90,574,000 | 92,686,000 |
| Noninterest-bearing deposits | 46,395,000 | 47,482,000 | 46,366,000 | 45,371,000 |
| Equity capital | 12,369,000 | 13,059,000 | 13,727,000 | 14,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,221,000 | 4,662,000 | 7,189,000 | 9,868,000 |
| Interest expense | 474,000 | 972,000 | 1,516,000 | 2,110,000 |
| Net interest income | 1,747,000 | 3,690,000 | 5,673,000 | 7,758,000 |
| Noninterest income | 819,000 | 1,711,000 | 2,652,000 | 3,566,000 |
| Noninterest expense | 2,148,000 | 4,293,000 | 6,592,000 | 8,943,000 |
| Provision for loan losses | -13,000 | -36,000 | -31,000 | 115,000 |
| Pretax income | 431,000 | 1,144,000 | 1,764,000 | 2,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 431,000 | 1,144,000 | 1,764,000 | 2,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,385,000 | 13,098,000 | 13,718,000 | 14,219,000 |
| Total capital | 13,585,000 | 14,272,000 | 14,754,000 | 15,375,000 |
| Risk-weighted assets | 95,940,000 | 102,339,000 | 104,086,000 | 109,877,000 |
Machine access — free, no API key
Every figure shown here about UBANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.