Call report 2004Q4
UBANK — 2004Q4
The 22 measures UBANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,084,000 | USD | evidence → |
| Total loans | 86,091,000 | USD | evidence → |
| Allowance for loan losses | 1,368,000 | USD | evidence → |
| Securities available for sale | 21,022,000 | USD | evidence → |
| Securities held to maturity | 375,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,586,000 | USD | evidence → |
| Interest-bearing deposits | 83,965,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,621,000 | USD | evidence → |
| Equity capital | 11,248,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,823,000 | USD | evidence → |
| Interest expense | 1,174,000 | USD | evidence → |
| Net interest income | 5,649,000 | USD | evidence → |
| Noninterest income | 3,491,000 | USD | evidence → |
| Noninterest expense | 6,576,000 | USD | evidence → |
| Provision for loan losses | 460,000 | USD | evidence → |
| Pretax income | 2,104,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,104,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,086,000 | USD | evidence → |
| Total capital | 12,168,000 | USD | evidence → |
| Risk-weighted assets | 86,256,000 | USD | evidence → |