Call reports 2001
UBANK — 2001
What UBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 121,605,000 | 120,956,000 | 120,905,000 | 121,302,000 |
| Total loans | 65,938,000 | 64,675,000 | 64,188,000 | 68,290,000 |
| Allowance for loan losses | 1,071,000 | 933,000 | 900,000 | 868,000 |
| Securities available for sale | 27,923,000 | 21,278,000 | 26,965,000 | 23,723,000 |
| Securities held to maturity | 3,296,000 | 3,215,000 | 2,621,000 | 2,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,694,000 | 111,029,000 | 110,280,000 | 108,076,000 |
| Interest-bearing deposits | 92,534,000 | 90,497,000 | 87,305,000 | 85,310,000 |
| Noninterest-bearing deposits | 19,160,000 | 20,532,000 | 22,975,000 | 22,766,000 |
| Equity capital | 9,375,000 | 9,486,000 | 10,157,000 | 11,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,370,000 | 4,616,000 | 6,753,000 | 8,808,000 |
| Interest expense | 1,083,000 | 1,950,000 | 2,942,000 | 3,630,000 |
| Net interest income | 1,287,000 | 2,666,000 | 3,811,000 | 5,178,000 |
| Noninterest income | 459,000 | 958,000 | 1,423,000 | 1,944,000 |
| Noninterest expense | 1,248,000 | 2,654,000 | 3,806,000 | 5,186,000 |
| Provision for loan losses | 110,000 | 280,000 | 425,000 | 545,000 |
| Pretax income | 388,000 | 690,000 | 1,003,000 | 1,391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 388,000 | 690,000 | 1,003,000 | 1,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,274,000 | 9,376,000 | 9,589,000 | 10,726,000 |
| Total capital | 10,278,000 | 10,259,000 | 10,470,000 | 11,594,000 |
| Risk-weighted assets | 80,432,000 | 70,550,000 | 70,488,000 | 73,907,000 |
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