Call reports 2009
COMMUNITY NATIONAL BANK, THE — 2009
What COMMUNITY NATIONAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 100,143,000 | 96,648,000 | 91,910,000 |
| Total loans | 70,986,000 | 67,964,000 | 63,910,000 |
| Allowance for loan losses | 2,976,000 | 2,968,000 | 2,801,000 |
| Securities available for sale | 13,942,000 | 13,152,000 | 12,702,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 90,853,000 | 87,499,000 | 82,996,000 |
| Interest-bearing deposits | 75,792,000 | 72,477,000 | 68,569,000 |
| Noninterest-bearing deposits | 15,061,000 | 15,022,000 | 14,427,000 |
| Equity capital | 8,755,000 | 8,600,000 | 8,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 1,350,000 | 2,615,000 | 3,718,000 |
| Interest expense | 482,000 | 908,000 | 1,275,000 |
| Net interest income | 868,000 | 1,707,000 | 2,443,000 |
| Noninterest income | 187,000 | 476,000 | 646,000 |
| Noninterest expense | 1,080,000 | 2,253,000 | 3,337,000 |
| Provision for loan losses | 150,000 | 300,000 | 405,000 |
| Pretax income | -175,000 | -370,000 | -653,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -175,000 | -370,000 | -653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 8,120,000 | 7,937,000 | 7,665,000 |
| Total capital | 8,900,000 | 8,697,000 | 8,365,000 |
| Risk-weighted assets | 60,230,000 | 58,555,000 | 53,997,000 |