Call reports 2001
COMMUNITY NATIONAL BANK, THE — 2001
What COMMUNITY NATIONAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 108,834,000 | 112,767,000 | 112,059,000 | 109,951,000 |
| Total loans | 73,834,000 | 74,928,000 | 74,379,000 | 73,550,000 |
| Allowance for loan losses | 935,000 | 939,000 | 1,000,000 | 952,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,790,000 | 20,986,000 | 25,522,000 | 25,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,972,000 | 102,092,000 | 101,308,000 | 98,897,000 |
| Interest-bearing deposits | 87,099,000 | 90,217,000 | 89,508,000 | 87,542,000 |
| Noninterest-bearing deposits | 10,873,000 | 11,876,000 | 11,800,000 | 11,354,000 |
| Equity capital | 9,134,000 | 9,300,000 | 9,544,000 | 9,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 4,037,000 | 6,029,000 | 7,961,000 |
| Interest expense | 1,175,000 | 2,321,000 | 3,311,000 | 4,194,000 |
| Net interest income | 842,000 | 1,716,000 | 2,718,000 | 3,767,000 |
| Noninterest income | 206,000 | 430,000 | 639,000 | 825,000 |
| Noninterest expense | 758,000 | 1,534,000 | 2,310,000 | 2,940,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 210,000 |
| Pretax income | 230,000 | 492,000 | 867,000 | 1,442,000 |
| Income tax | 73,000 | 168,000 | 299,000 | 472,000 |
| Net income | 157,000 | 324,000 | 568,000 | 970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,134,000 | 9,300,000 | 9,544,000 | 9,602,000 |
| Total capital | 9,978,000 | 10,166,000 | 10,396,000 | 10,437,000 |
| Risk-weighted assets | 67,776,000 | 69,432,000 | 68,048,000 | 66,714,000 |