Call report 2012Q4
CHOICE FINANCIAL GROUP — 2012Q4
The 22 measures CHOICE FINANCIAL GROUP reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 651,968,000 | USD | evidence → |
| Total loans | 544,147,000 | USD | evidence → |
| Allowance for loan losses | 5,661,000 | USD | evidence → |
| Securities available for sale | 74,390,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 558,826,000 | USD | evidence → |
| Interest-bearing deposits | 437,466,000 | USD | evidence → |
| Noninterest-bearing deposits | 121,360,000 | USD | evidence → |
| Equity capital | 68,042,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,755,000 | USD | evidence → |
| Interest expense | 3,834,000 | USD | evidence → |
| Net interest income | 24,921,000 | USD | evidence → |
| Noninterest income | 5,921,000 | USD | evidence → |
| Noninterest expense | 15,541,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 15,302,000 | USD | evidence → |
| Income tax | 896,000 | USD | evidence → |
| Net income | 14,406,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,484,000 | USD | evidence → |
| Total capital | 70,165,000 | USD | evidence → |
| Risk-weighted assets | 560,785,000 | USD | evidence → |