Call report 2007Q4
CHOICE FINANCIAL GROUP — 2007Q4
The 22 measures CHOICE FINANCIAL GROUP reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 446,971,000 | USD | evidence → |
| Total loans | 369,924,000 | USD | evidence → |
| Allowance for loan losses | 3,973,000 | USD | evidence → |
| Securities available for sale | 44,837,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 387,425,000 | USD | evidence → |
| Interest-bearing deposits | 43,805,000 | USD | evidence → |
| Noninterest-bearing deposits | 343,620,000 | USD | evidence → |
| Equity capital | 38,095,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,101,000 | USD | evidence → |
| Interest expense | 14,962,000 | USD | evidence → |
| Net interest income | 15,139,000 | USD | evidence → |
| Noninterest income | 4,059,000 | USD | evidence → |
| Noninterest expense | 11,105,000 | USD | evidence → |
| Provision for loan losses | 824,000 | USD | evidence → |
| Pretax income | 7,249,000 | USD | evidence → |
| Income tax | 493,000 | USD | evidence → |
| Net income | 6,756,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,001,000 | USD | evidence → |
| Total capital | 40,974,000 | USD | evidence → |
| Risk-weighted assets | 396,843,000 | USD | evidence → |