Call reports 2019
FIRST INDEPENDENT BANK — 2019
What FIRST INDEPENDENT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 271,602,000 | 283,497,000 | 283,290,000 | 279,992,000 |
| Total loans | 204,644,000 | 205,885,000 | 194,503,000 | 195,934,000 |
| Allowance for loan losses | 3,736,000 | 3,671,000 | 3,776,000 | 3,713,000 |
| Securities available for sale | 25,160,000 | 27,428,000 | 29,169,000 | 27,367,000 |
| Securities held to maturity | 24,684,000 | 30,736,000 | 35,795,000 | 37,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,030,000 | 221,967,000 | 227,051,000 | 232,497,000 |
| Interest-bearing deposits | 176,957,000 | 173,104,000 | 176,321,000 | 179,877,000 |
| Noninterest-bearing deposits | 50,073,000 | 48,863,000 | 50,730,000 | 52,620,000 |
| Equity capital | 32,447,000 | 32,945,000 | 34,112,000 | 34,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,229,000 | 6,444,000 | 9,829,000 | 13,093,000 |
| Interest expense | 535,000 | 1,118,000 | 1,763,000 | 2,324,000 |
| Net interest income | 2,694,000 | 5,326,000 | 8,066,000 | 10,769,000 |
| Noninterest income | 198,000 | 422,000 | 706,000 | 1,019,000 |
| Noninterest expense | 1,610,000 | 3,420,000 | 5,130,000 | 7,245,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 400,000 |
| Pretax income | 1,146,000 | 2,042,000 | 3,242,000 | 4,152,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,146,000 | 2,042,000 | 3,242,000 | 4,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,470,000 | 31,692,000 | 32,695,000 | 33,604,000 |
| Total capital | 34,425,000 | 34,657,000 | 35,555,000 | 36,492,000 |
| Risk-weighted assets | 235,675,000 | 236,525,000 | 227,938,000 | 230,239,000 |