Call reports 2018
FIRST INDEPENDENT BANK — 2018
What FIRST INDEPENDENT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 270,630,000 | 287,135,000 | 287,209,000 | 288,263,000 |
| Total loans | 201,726,000 | 212,452,000 | 212,270,000 | 211,902,000 |
| Allowance for loan losses | 3,783,000 | 3,751,000 | 3,555,000 | 3,590,000 |
| Securities available for sale | 32,059,000 | 29,867,000 | 29,332,000 | 28,789,000 |
| Securities held to maturity | 19,042,000 | 24,193,000 | 25,405,000 | 26,607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,863,000 | 220,095,000 | 216,065,000 | 226,015,000 |
| Interest-bearing deposits | 177,226,000 | 173,533,000 | 171,255,000 | 171,818,000 |
| Noninterest-bearing deposits | 48,637,000 | 46,562,000 | 44,810,000 | 54,197,000 |
| Equity capital | 30,285,000 | 30,637,000 | 31,289,000 | 32,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,010,000 | 6,181,000 | 9,496,000 | 12,908,000 |
| Interest expense | 352,000 | 779,000 | 1,340,000 | 1,984,000 |
| Net interest income | 2,658,000 | 5,402,000 | 8,156,000 | 10,924,000 |
| Noninterest income | 214,000 | 397,000 | 703,000 | 1,002,000 |
| Noninterest expense | 1,622,000 | 3,372,000 | 5,010,000 | 7,061,000 |
| Provision for loan losses | 150,000 | 300,000 | 650,000 | 650,000 |
| Pretax income | 1,114,000 | 2,141,000 | 3,213,000 | 4,229,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,114,000 | 2,141,000 | 3,213,000 | 4,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,801,000 | 30,074,000 | 30,916,000 | 31,825,000 |
| Total capital | 32,750,000 | 33,147,000 | 33,933,000 | 34,865,000 |
| Risk-weighted assets | 235,102,000 | 245,187,000 | 240,882,000 | 242,709,000 |