Call reports 2013
FIRST INDEPENDENT BANK — 2013
What FIRST INDEPENDENT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 286,239,000 | 277,158,000 | 282,499,000 | 289,997,000 |
| Total loans | 167,161,000 | 185,587,000 | 193,613,000 | 204,821,000 |
| Allowance for loan losses | 2,070,000 | 2,279,000 | 2,354,000 | 2,334,000 |
| Securities available for sale | 68,006,000 | 66,068,000 | 63,115,000 | 53,567,000 |
| Securities held to maturity | 4,138,000 | 4,122,000 | 6,486,000 | 6,745,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,853,000 | 249,511,000 | 240,094,000 | 246,127,000 |
| Interest-bearing deposits | 212,476,000 | 203,910,000 | 190,656,000 | 190,636,000 |
| Noninterest-bearing deposits | 48,377,000 | 45,601,000 | 49,438,000 | 55,491,000 |
| Equity capital | 23,879,000 | 23,590,000 | 24,416,000 | 24,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,416,000 | 5,345,000 | 8,336,000 | 11,418,000 |
| Interest expense | 444,000 | 912,000 | 1,372,000 | 1,824,000 |
| Net interest income | 1,972,000 | 4,433,000 | 6,964,000 | 9,594,000 |
| Noninterest income | 302,000 | 515,000 | 737,000 | 955,000 |
| Noninterest expense | 1,381,000 | 2,842,000 | 4,404,000 | 6,364,000 |
| Provision for loan losses | 125,000 | 265,000 | 265,000 | 265,000 |
| Pretax income | 788,000 | 1,861,000 | 3,052,000 | 4,015,000 |
| Income tax | 248,000 | 614,000 | 1,014,000 | 1,341,000 |
| Net income | 540,000 | 1,247,000 | 2,038,000 | 2,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,478,000 | 22,698,000 | 23,525,000 | 24,464,000 |
| Total capital | 23,548,000 | 24,977,000 | 25,879,000 | 26,798,000 |
| Risk-weighted assets | 183,772,000 | 198,431,000 | 210,078,000 | 221,687,000 |