Call reports 2012
FIRST INDEPENDENT BANK — 2012
What FIRST INDEPENDENT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 210,295,000 | 215,223,000 | 218,961,000 | 226,138,000 |
| Total loans | 132,636,000 | 141,400,000 | 142,438,000 | 149,383,000 |
| Allowance for loan losses | 1,861,000 | 1,886,000 | 1,953,000 | 1,960,000 |
| Securities available for sale | 46,011,000 | 48,401,000 | 46,735,000 | 46,937,000 |
| Securities held to maturity | 2,600,000 | 2,550,000 | 1,623,000 | 3,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,593,000 | 194,775,000 | 198,391,000 | 205,209,000 |
| Interest-bearing deposits | 162,735,000 | 167,858,000 | 168,231,000 | 168,874,000 |
| Noninterest-bearing deposits | 27,858,000 | 26,917,000 | 30,160,000 | 36,335,000 |
| Equity capital | 18,560,000 | 19,182,000 | 19,283,000 | 19,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,318,000 | 4,752,000 | 7,198,000 | 9,660,000 |
| Interest expense | 495,000 | 974,000 | 1,453,000 | 1,908,000 |
| Net interest income | 1,823,000 | 3,778,000 | 5,745,000 | 7,752,000 |
| Noninterest income | 250,000 | 417,000 | 655,000 | 839,000 |
| Noninterest expense | 1,331,000 | 2,534,000 | 3,846,000 | 5,226,000 |
| Provision for loan losses | 50,000 | 175,000 | 275,000 | 471,000 |
| Pretax income | 712,000 | 1,505,000 | 2,298,000 | 2,914,000 |
| Income tax | 244,000 | 517,000 | 776,000 | 959,000 |
| Net income | 468,000 | 988,000 | 1,522,000 | 1,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,640,000 | 17,191,000 | 17,160,000 | 17,630,000 |
| Total capital | 18,451,000 | 19,077,000 | 19,084,000 | 19,590,000 |
| Risk-weighted assets | 144,800,000 | 152,981,000 | 153,914,000 | 158,856,000 |