Call reports 2011
FIRST INDEPENDENT BANK — 2011
What FIRST INDEPENDENT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 159,420,000 | 154,072,000 | 164,820,000 | 205,765,000 |
| Total loans | 109,507,000 | 111,360,000 | 113,352,000 | 136,906,000 |
| Allowance for loan losses | 1,819,000 | 1,776,000 | 1,838,000 | 1,831,000 |
| Securities available for sale | 29,778,000 | 30,090,000 | 27,566,000 | 39,805,000 |
| Securities held to maturity | 3,501,000 | 3,483,000 | 3,465,000 | 3,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,737,000 | 137,647,000 | 148,104,000 | 186,432,000 |
| Interest-bearing deposits | 125,065,000 | 120,988,000 | 127,639,000 | 156,434,000 |
| Noninterest-bearing deposits | 18,672,000 | 16,659,000 | 20,465,000 | 29,998,000 |
| Equity capital | 14,885,000 | 15,278,000 | 15,766,000 | 18,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,000,000 | 4,048,000 | 6,089,000 | 8,096,000 |
| Interest expense | 563,000 | 1,090,000 | 1,583,000 | 2,039,000 |
| Net interest income | 1,437,000 | 2,958,000 | 4,506,000 | 6,057,000 |
| Noninterest income | 142,000 | 271,000 | 432,000 | 573,000 |
| Noninterest expense | 996,000 | 2,127,000 | 3,234,000 | 4,402,000 |
| Provision for loan losses | 75,000 | 175,000 | 227,000 | 279,000 |
| Pretax income | 508,000 | 927,000 | 1,477,000 | 1,949,000 |
| Income tax | 161,000 | 350,000 | 528,000 | 680,000 |
| Net income | 347,000 | 577,000 | 949,000 | 1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,328,000 | 13,582,000 | 13,980,000 | 16,240,000 |
| Total capital | 14,809,000 | 15,064,000 | 15,494,000 | 18,071,000 |
| Risk-weighted assets | 118,164,000 | 118,280,000 | 120,764,000 | 152,832,000 |