Call reports 2009
FIRST INDEPENDENT BANK — 2009
What FIRST INDEPENDENT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 147,897,000 | 146,716,000 | 149,250,000 | 154,158,000 |
| Total loans | 101,328,000 | 104,551,000 | 104,174,000 | 108,323,000 |
| Allowance for loan losses | 1,759,000 | 1,723,000 | 1,788,000 | 1,912,000 |
| Securities available for sale | 27,521,000 | 22,060,000 | 24,277,000 | 25,107,000 |
| Securities held to maturity | 3,923,000 | 3,885,000 | 3,825,000 | 3,804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,839,000 | 124,984,000 | 127,070,000 | 132,806,000 |
| Interest-bearing deposits | 112,820,000 | 113,611,000 | 115,645,000 | 117,818,000 |
| Noninterest-bearing deposits | 13,019,000 | 11,373,000 | 11,425,000 | 14,988,000 |
| Equity capital | 14,715,000 | 14,723,000 | 15,136,000 | 15,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,074,000 | 4,172,000 | 6,345,000 | 8,397,000 |
| Interest expense | 800,000 | 1,613,000 | 2,422,000 | 3,226,000 |
| Net interest income | 1,274,000 | 2,559,000 | 3,923,000 | 5,171,000 |
| Noninterest income | 221,000 | 435,000 | 615,000 | 781,000 |
| Noninterest expense | 1,045,000 | 2,215,000 | 3,243,000 | 4,449,000 |
| Provision for loan losses | 95,000 | 315,000 | 405,000 | 505,000 |
| Pretax income | 355,000 | 464,000 | 890,000 | 998,000 |
| Income tax | 123,000 | 168,000 | 307,000 | 323,000 |
| Net income | 232,000 | 296,000 | 583,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,838,000 | 12,927,000 | 13,239,000 | 13,356,000 |
| Total capital | 14,146,000 | 14,296,000 | 14,693,000 | 14,796,000 |
| Risk-weighted assets | 104,152,000 | 109,225,000 | 115,982,000 | 114,752,000 |