Call reports 2006
FIRST INDEPENDENT BANK — 2006
What FIRST INDEPENDENT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 141,619,000 | 138,744,000 | 133,326,000 | 134,133,000 |
| Total loans | 119,626,000 | 116,300,000 | 111,101,000 | 107,141,000 |
| Allowance for loan losses | 1,948,000 | 2,135,000 | 2,121,000 | 3,554,000 |
| Securities available for sale | 4,997,000 | 5,903,000 | 5,610,000 | 5,356,000 |
| Securities held to maturity | 2,290,000 | 2,250,000 | 2,236,000 | 2,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,188,000 | 108,658,000 | 107,983,000 | 110,846,000 |
| Interest-bearing deposits | 102,185,000 | 9,171,000 | 99,004,000 | 100,723,000 |
| Noninterest-bearing deposits | 9,003,000 | 99,487,000 | 8,979,000 | 10,123,000 |
| Equity capital | 14,638,000 | 14,256,000 | 14,421,000 | 12,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,412,000 | 4,682,000 | 7,082,000 | 9,130,000 |
| Interest expense | 1,068,000 | 2,239,000 | 3,486,000 | 4,744,000 |
| Net interest income | 1,344,000 | 2,443,000 | 3,596,000 | 4,386,000 |
| Noninterest income | 185,000 | 310,000 | 511,000 | 631,000 |
| Noninterest expense | 984,000 | 2,008,000 | 2,984,000 | 4,054,000 |
| Provision for loan losses | 250,000 | 1,160,000 | 1,360,000 | 4,556,000 |
| Pretax income | 295,000 | -415,000 | -237,000 | -3,593,000 |
| Income tax | 112,000 | -166,000 | -95,000 | -1,411,000 |
| Net income | 183,000 | -151,000 | -44,000 | -2,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,045,000 | 12,736,000 | 12,867,000 | 10,852,000 |
| Total capital | 14,562,000 | 14,221,000 | 14,205,000 | 12,216,000 |
| Risk-weighted assets | 120,917,000 | 118,169,000 | 105,839,000 | 106,954,000 |