Call reports 2023
FIRST NATIONAL BANK OF BANGOR, THE — 2023
What FIRST NATIONAL BANK OF BANGOR, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 298,977,000 | 314,974,000 | 322,906,000 | 348,434,000 |
| Total loans | 245,456,000 | 260,140,000 | 264,423,000 | 264,042,000 |
| Allowance for loan losses | 2,064,000 | 2,064,000 | 2,064,000 | 2,064,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 45,499,000 | 43,575,000 | 42,181,000 | 39,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,745,000 | 191,013,000 | 195,951,000 | 219,504,000 |
| Interest-bearing deposits | 149,640,000 | 148,630,000 | 150,873,000 | 174,290,000 |
| Noninterest-bearing deposits | 43,105,000 | 42,383,000 | 45,078,000 | 45,214,000 |
| Equity capital | 80,221,000 | 81,932,000 | 83,981,000 | 85,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,453,000 | 7,384,000 | 11,698,000 | 16,325,000 |
| Interest expense | 636,000 | 1,667,000 | 2,859,000 | 4,187,000 |
| Net interest income | 2,817,000 | 5,717,000 | 8,839,000 | 12,138,000 |
| Noninterest income | 92,000 | 190,000 | 396,000 | 515,000 |
| Noninterest expense | 616,000 | 1,340,000 | 1,946,000 | 2,752,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,293,000 | 4,567,000 | 7,289,000 | 9,901,000 |
| Income tax | 559,000 | 1,123,000 | 1,796,000 | 2,440,000 |
| Net income | 1,734,000 | 3,444,000 | 5,493,000 | 7,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,221,000 | 81,932,000 | 83,981,000 | 85,949,000 |
| Total capital | — | 83,996,000 | — | — |
| Risk-weighted assets | — | 257,997,000 | — | — |