Call reports 2020
FIRST NATIONAL BANK OF BANGOR, THE — 2020
What FIRST NATIONAL BANK OF BANGOR, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 226,254,000 | 243,752,000 | 249,895,000 | 271,574,000 |
| Total loans | 175,185,000 | 178,617,000 | 182,716,000 | 176,726,000 |
| Allowance for loan losses | 2,064,000 | 2,064,000 | 2,064,000 | 2,064,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,783,000 | 29,643,000 | 30,966,000 | 33,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,500,000 | 169,196,000 | 174,859,000 | 195,494,000 |
| Interest-bearing deposits | 125,389,000 | 132,141,000 | 135,824,000 | 152,659,000 |
| Noninterest-bearing deposits | 28,111,000 | 37,055,000 | 39,035,000 | 42,835,000 |
| Equity capital | 72,100,000 | 73,401,000 | 74,585,000 | 75,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,555,000 | 5,315,000 | 7,853,000 | 10,351,000 |
| Interest expense | 281,000 | 496,000 | 678,000 | 822,000 |
| Net interest income | 2,274,000 | 4,819,000 | 7,175,000 | 9,529,000 |
| Noninterest income | 104,000 | 215,000 | 331,000 | 461,000 |
| Noninterest expense | 574,000 | 1,176,000 | 1,728,000 | 2,391,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,804,000 | 3,858,000 | 5,778,000 | 7,599,000 |
| Income tax | 433,000 | 886,000 | 1,622,000 | 2,070,000 |
| Net income | 1,371,000 | 2,972,000 | 4,156,000 | 5,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,100,000 | 73,401,000 | 74,585,000 | 75,612,000 |
| Total capital | — | 75,465,000 | 76,649,000 | — |
| Risk-weighted assets | — | 197,628,000 | 187,201,000 | — |