Call reports 2019
FIRST NATIONAL BANK OF BANGOR, THE — 2019
What FIRST NATIONAL BANK OF BANGOR, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 219,417,000 | 211,930,000 | 213,595,000 | 233,929,000 |
| Total loans | 175,776,000 | 169,527,000 | 172,260,000 | 176,938,000 |
| Allowance for loan losses | 2,064,000 | 2,064,000 | 2,064,000 | 2,064,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,140,000 | 34,806,000 | 34,289,000 | 31,752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,366,000 | 143,430,000 | 143,711,000 | 162,896,000 |
| Interest-bearing deposits | 122,113,000 | 116,826,000 | 114,972,000 | 134,416,000 |
| Noninterest-bearing deposits | 25,253,000 | 26,604,000 | 28,739,000 | 28,480,000 |
| Equity capital | 67,253,000 | 68,283,000 | 69,635,000 | 70,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,656,000 | 5,207,000 | 7,862,000 | 10,520,000 |
| Interest expense | 294,000 | 587,000 | 877,000 | 1,179,000 |
| Net interest income | 2,362,000 | 4,620,000 | 6,985,000 | 9,341,000 |
| Noninterest income | 96,000 | 227,000 | 363,000 | 463,000 |
| Noninterest expense | 619,000 | 1,254,000 | 1,792,000 | 2,430,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,839,000 | 3,593,000 | 5,556,000 | 7,374,000 |
| Income tax | 414,000 | 838,000 | 1,319,000 | 1,742,000 |
| Net income | 1,425,000 | 2,755,000 | 4,237,000 | 5,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,700,000 | 68,283,000 | 69,635,000 | 70,728,000 |
| Total capital | 68,764,000 | 70,347,000 | 71,699,000 | 72,792,000 |
| Risk-weighted assets | 183,979,000 | 167,413,000 | 172,325,000 | 188,791,000 |