Call reports 2018
FIRST NATIONAL BANK OF BANGOR, THE — 2018
What FIRST NATIONAL BANK OF BANGOR, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 224,366,000 | 224,772,000 | 218,302,000 | 230,926,000 |
| Total loans | 167,702,000 | 171,589,000 | 166,269,000 | 171,767,000 |
| Allowance for loan losses | 2,064,000 | 2,064,000 | 2,064,000 | 2,064,000 |
| Securities available for sale | 3,034,000 | 3,028,000 | 3,014,000 | 0 |
| Securities held to maturity | 49,989,000 | 44,619,000 | 42,440,000 | 41,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,079,000 | 158,413,000 | 153,370,000 | 164,666,000 |
| Interest-bearing deposits | 131,148,000 | 130,644,000 | 126,827,000 | 134,889,000 |
| Noninterest-bearing deposits | 24,931,000 | 27,769,000 | 26,543,000 | 29,777,000 |
| Equity capital | 61,902,000 | 62,679,000 | 64,615,000 | 65,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,552,000 | 5,051,000 | 8,065,000 | 10,750,000 |
| Interest expense | 202,000 | 426,000 | 675,000 | 941,000 |
| Net interest income | 2,350,000 | 4,625,000 | 7,390,000 | 9,809,000 |
| Noninterest income | 85,000 | 194,000 | 305,000 | 390,000 |
| Noninterest expense | 555,000 | 1,159,000 | 1,664,000 | 2,256,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,882,000 | 3,662,000 | 6,028,000 | 7,947,000 |
| Income tax | 379,000 | 616,000 | 1,042,000 | 1,466,000 |
| Net income | 1,503,000 | 3,046,000 | 4,986,000 | 6,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,902,000 | 62,635,000 | 64,665,000 | 65,841,000 |
| Total capital | 63,966,000 | 64,699,000 | 66,722,000 | 67,905,000 |
| Risk-weighted assets | 167,196,000 | 170,541,000 | 164,600,000 | 166,212,000 |