Call reports 2017
FIRST NATIONAL BANK OF BANGOR, THE — 2017
What FIRST NATIONAL BANK OF BANGOR, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 227,439,000 | 227,406,000 | 226,105,000 | 235,970,000 |
| Total loans | 155,757,000 | 159,808,000 | 159,931,000 | 163,939,000 |
| Allowance for loan losses | 2,080,000 | 2,065,000 | 2,065,000 | 2,064,000 |
| Securities available for sale | 2,870,000 | 4,151,000 | 3,687,000 | 3,546,000 |
| Securities held to maturity | 63,358,000 | 59,618,000 | 58,306,000 | 54,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,527,000 | 166,597,000 | 164,797,000 | 169,284,000 |
| Interest-bearing deposits | 145,188,000 | 142,540,000 | 140,108,000 | 142,756,000 |
| Noninterest-bearing deposits | 23,339,000 | 24,057,000 | 24,689,000 | 26,528,000 |
| Equity capital | 57,861,000 | 58,795,000 | 59,979,000 | 60,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,242,000 | 4,779,000 | 7,341,000 | 9,664,000 |
| Interest expense | 162,000 | 345,000 | 538,000 | 731,000 |
| Net interest income | 2,080,000 | 4,434,000 | 6,803,000 | 8,933,000 |
| Noninterest income | 246,000 | 350,000 | 445,000 | 580,000 |
| Noninterest expense | 515,000 | 1,032,000 | 1,545,000 | 2,142,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,811,000 | 3,752,000 | 5,703,000 | 7,371,000 |
| Income tax | 487,000 | 1,201,000 | 1,965,000 | 2,886,000 |
| Net income | 1,324,000 | 2,551,000 | 3,738,000 | 4,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,866,000 | 58,793,000 | 59,979,000 | 60,408,000 |
| Total capital | 59,906,000 | 60,858,000 | 62,044,000 | 62,472,000 |
| Risk-weighted assets | 163,229,000 | 172,670,000 | 185,829,000 | 169,468,000 |