Call reports 2016
FIRST NATIONAL BANK OF BANGOR, THE — 2016
What FIRST NATIONAL BANK OF BANGOR, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 225,755,000 | 225,551,000 | 230,757,000 | 238,085,000 |
| Total loans | 144,366,000 | 146,269,000 | 153,476,000 | 158,038,000 |
| Allowance for loan losses | 2,093,000 | 2,097,000 | 2,071,000 | 2,080,000 |
| Securities available for sale | 1,401,000 | 3,663,000 | 3,655,000 | 2,365,000 |
| Securities held to maturity | 77,300,000 | 71,344,000 | 68,805,000 | 64,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,831,000 | 169,824,000 | 170,650,000 | 180,657,000 |
| Interest-bearing deposits | 148,229,000 | 145,258,000 | 147,426,000 | 156,229,000 |
| Noninterest-bearing deposits | 21,602,000 | 24,566,000 | 23,224,000 | 24,428,000 |
| Equity capital | 52,055,000 | 52,778,000 | 55,814,000 | 56,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,203,000 | 4,395,000 | 6,499,000 | 8,799,000 |
| Interest expense | 163,000 | 327,000 | 495,000 | 661,000 |
| Net interest income | 2,040,000 | 4,068,000 | 6,004,000 | 8,138,000 |
| Noninterest income | 107,000 | 195,000 | 410,000 | 518,000 |
| Noninterest expense | 564,000 | 1,121,000 | 1,628,000 | 2,204,000 |
| Provision for loan losses | 6,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 1,577,000 | 3,132,000 | 4,776,000 | 6,442,000 |
| Income tax | 541,000 | 1,077,000 | 701,000 | 1,331,000 |
| Net income | 1,036,000 | 2,055,000 | 4,075,000 | 5,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,055,000 | 52,778,000 | 55,814,000 | 56,530,000 |
| Total capital | 53,927,000 | 54,697,000 | 57,828,000 | 58,600,000 |
| Risk-weighted assets | 149,580,000 | 153,400,000 | 161,101,000 | 165,617,000 |