Call reports 2013
FIRST NATIONAL BANK OF BANGOR, THE — 2013
What FIRST NATIONAL BANK OF BANGOR, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 203,877,000 | 205,760,000 | 203,670,000 | 222,812,000 |
| Total loans | 147,857,000 | 149,702,000 | 141,448,000 | 130,460,000 |
| Allowance for loan losses | 2,571,000 | 2,577,000 | 2,027,000 | 2,033,000 |
| Securities available for sale | 750,000 | 1,389,000 | 1,373,000 | 1,398,000 |
| Securities held to maturity | 45,524,000 | 50,603,000 | 51,689,000 | 65,791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,400,000 | 159,708,000 | 158,263,000 | 177,922,000 |
| Interest-bearing deposits | 139,729,000 | 137,711,000 | 137,828,000 | 153,960,000 |
| Noninterest-bearing deposits | 20,671,000 | 21,997,000 | 20,435,000 | 23,962,000 |
| Equity capital | 41,769,000 | 42,569,000 | 43,613,000 | 44,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,355,000 | 4,612,000 | 6,955,000 | 9,085,000 |
| Interest expense | 201,000 | 389,000 | 576,000 | 756,000 |
| Net interest income | 2,154,000 | 4,223,000 | 6,379,000 | 8,329,000 |
| Noninterest income | 97,000 | 186,000 | 295,000 | 421,000 |
| Noninterest expense | 575,000 | 1,062,000 | 1,617,000 | 2,367,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 1,670,000 | 3,335,000 | 5,039,000 | 6,359,000 |
| Income tax | 544,000 | 1,105,000 | 1,758,000 | 2,226,000 |
| Net income | 1,126,000 | 2,230,000 | 3,281,000 | 4,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,765,000 | 42,569,000 | 43,620,000 | 44,172,000 |
| Total capital | 43,473,000 | 44,313,000 | 45,287,000 | 45,811,000 |
| Risk-weighted assets | 135,781,000 | 138,616,000 | 133,461,000 | 130,646,000 |