Call reports 2012
FIRST NATIONAL BANK OF BANGOR, THE — 2012
What FIRST NATIONAL BANK OF BANGOR, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 197,531,000 | 201,202,000 | 199,852,000 | 212,059,000 |
| Total loans | 148,684,000 | 151,188,000 | 151,497,000 | 151,827,000 |
| Allowance for loan losses | 2,668,000 | 2,671,000 | 2,677,000 | 2,683,000 |
| Securities available for sale | 958,000 | 956,000 | 954,000 | 851,000 |
| Securities held to maturity | 42,008,000 | 46,228,000 | 44,477,000 | 43,897,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,630,000 | 153,579,000 | 153,750,000 | 169,605,000 |
| Interest-bearing deposits | 135,548,000 | 135,086,000 | 134,952,000 | 146,350,000 |
| Noninterest-bearing deposits | 18,082,000 | 18,493,000 | 18,798,000 | 23,255,000 |
| Equity capital | 41,869,000 | 42,937,000 | 43,975,000 | 40,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,408,000 | 4,922,000 | 7,292,000 | 9,721,000 |
| Interest expense | 315,000 | 595,000 | 861,000 | 1,096,000 |
| Net interest income | 2,093,000 | 4,327,000 | 6,431,000 | 8,625,000 |
| Noninterest income | 114,000 | 227,000 | 414,000 | 574,000 |
| Noninterest expense | 570,000 | 1,104,000 | 1,664,000 | 2,209,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 1,631,000 | 3,438,000 | 5,163,000 | 6,966,000 |
| Income tax | 445,000 | 885,000 | 1,572,000 | 2,207,000 |
| Net income | 1,186,000 | 2,553,000 | 3,591,000 | 4,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,869,000 | 42,933,000 | 43,971,000 | 40,639,000 |
| Total capital | 43,589,000 | 44,659,000 | 45,652,000 | 42,352,000 |
| Risk-weighted assets | 136,688,000 | 137,159,000 | 133,477,000 | 139,156,000 |