Call reports 2010
FIRST NATIONAL BANK OF BANGOR, THE — 2010
What FIRST NATIONAL BANK OF BANGOR, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 195,367,000 | 194,154,000 | 192,133,000 | 199,185,000 |
| Total loans | 154,355,000 | 155,417,000 | 155,615,000 | 158,789,000 |
| Allowance for loan losses | 1,985,000 | 1,971,000 | 3,101,000 | 3,163,000 |
| Securities available for sale | 317,000 | 245,000 | 556,000 | 551,000 |
| Securities held to maturity | 26,347,000 | 26,414,000 | 23,612,000 | 26,661,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,576,000 | 153,903,000 | 152,396,000 | 158,746,000 |
| Interest-bearing deposits | 136,466,000 | 137,749,000 | 137,034,000 | 142,597,000 |
| Noninterest-bearing deposits | 14,110,000 | 16,154,000 | 15,362,000 | 16,149,000 |
| Equity capital | 37,265,000 | 37,632,000 | 37,508,000 | 38,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,660,000 | 5,373,000 | 8,066,000 | 10,646,000 |
| Interest expense | 535,000 | 1,043,000 | 1,530,000 | 1,983,000 |
| Net interest income | 2,125,000 | 4,330,000 | 6,536,000 | 8,663,000 |
| Noninterest income | 87,000 | 209,000 | 333,000 | 506,000 |
| Noninterest expense | 518,000 | 1,125,000 | 1,669,000 | 2,244,000 |
| Provision for loan losses | 6,000 | 12,000 | 1,239,000 | 1,381,000 |
| Pretax income | 1,688,000 | 3,402,000 | 3,961,000 | 5,544,000 |
| Income tax | 597,000 | 1,211,000 | 1,893,000 | 2,440,000 |
| Net income | 1,091,000 | 2,191,000 | 2,068,000 | 3,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,260,000 | 37,627,000 | 37,505,000 | 38,241,000 |
| Total capital | 39,089,000 | 39,491,000 | 39,288,000 | 40,055,000 |
| Risk-weighted assets | 146,142,000 | 149,015,000 | 141,292,000 | 143,751,000 |