Call reports 2006
FIRST NATIONAL BANK OF BANGOR, THE — 2006
What FIRST NATIONAL BANK OF BANGOR, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 179,535,000 | 177,546,000 | 177,240,000 | 176,682,000 |
| Total loans | 132,133,000 | 133,467,000 | 134,829,000 | 134,776,000 |
| Allowance for loan losses | 1,981,000 | 2,014,000 | 2,040,000 | 2,050,000 |
| Securities available for sale | 27,127,000 | 26,038,000 | 25,323,000 | 25,417,000 |
| Securities held to maturity | 15,649,000 | 13,996,000 | 12,993,000 | 9,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,674,000 | 134,647,000 | 136,423,000 | 141,868,000 |
| Interest-bearing deposits | 120,807,000 | 119,276,000 | 121,522,000 | 124,533,000 |
| Noninterest-bearing deposits | 15,867,000 | 15,371,000 | 14,901,000 | 17,335,000 |
| Equity capital | 29,706,000 | 29,988,000 | 30,875,000 | 31,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,657,000 | 5,367,000 | 8,174,000 | 11,030,000 |
| Interest expense | 1,078,000 | 2,214,000 | 3,494,000 | 4,752,000 |
| Net interest income | 1,579,000 | 3,153,000 | 4,680,000 | 6,278,000 |
| Noninterest income | 87,000 | 209,000 | 319,000 | 435,000 |
| Noninterest expense | 467,000 | 997,000 | 1,480,000 | 1,961,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 112,000 |
| Pretax income | 1,169,000 | 2,305,000 | 3,429,000 | 4,640,000 |
| Income tax | 436,000 | 937,000 | 1,346,000 | 1,815,000 |
| Net income | 733,000 | 1,368,000 | 2,083,000 | 2,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,086,000 | 30,421,000 | 31,136,000 | 31,578,000 |
| Total capital | 31,740,000 | 32,089,000 | 32,838,000 | 33,245,000 |
| Risk-weighted assets | 131,959,000 | 132,830,000 | 135,834,000 | 133,494,000 |