Call reports 2002
FIRST NATIONAL BANK OF BANGOR, THE — 2002
What FIRST NATIONAL BANK OF BANGOR, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 154,822,000 | 157,542,000 | 156,890,000 | 166,856,000 |
| Total loans | 110,403,000 | 108,374,000 | 111,364,000 | 106,428,000 |
| Allowance for loan losses | 1,269,000 | 1,295,000 | 1,320,000 | 1,374,000 |
| Securities available for sale | 936,000 | 2,320,000 | 3,336,000 | 4,835,000 |
| Securities held to maturity | 34,817,000 | 35,609,000 | 36,006,000 | 31,356,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,723,000 | 130,083,000 | 128,522,000 | 138,301,000 |
| Interest-bearing deposits | 113,689,000 | 116,372,000 | 112,377,000 | 121,368,000 |
| Noninterest-bearing deposits | 14,034,000 | 13,711,000 | 16,145,000 | 16,933,000 |
| Equity capital | 20,861,000 | 21,453,000 | 22,337,000 | 22,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,630,000 | 5,253,000 | 7,887,000 | 10,370,000 |
| Interest expense | 1,038,000 | 2,029,000 | 2,975,000 | 3,834,000 |
| Net interest income | 1,592,000 | 3,224,000 | 4,912,000 | 6,536,000 |
| Noninterest income | 121,000 | 239,000 | 394,000 | 567,000 |
| Noninterest expense | 456,000 | 901,000 | 1,363,000 | 1,823,000 |
| Provision for loan losses | 30,000 | 65,000 | 110,000 | 205,000 |
| Pretax income | 1,227,000 | 2,515,000 | 3,851,000 | 4,721,000 |
| Income tax | 282,000 | 693,000 | 1,156,000 | 1,605,000 |
| Net income | 945,000 | 1,822,000 | 2,695,000 | 3,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,865,000 | 21,453,000 | 22,337,000 | 22,436,000 |
| Total capital | 22,134,000 | 22,748,000 | 23,657,000 | 23,810,000 |
| Risk-weighted assets | 124,085,000 | 123,142,000 | 124,459,000 | 121,436,000 |