Call reports 2001
FIRST NATIONAL BANK OF BANGOR, THE — 2001
What FIRST NATIONAL BANK OF BANGOR, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 161,162,000 | 158,182,000 | 158,892,000 | 161,658,000 |
| Total loans | 118,308,000 | 115,576,000 | 111,082,000 | 110,234,000 |
| Allowance for loan losses | 1,169,000 | 1,198,000 | 1,225,000 | 1,250,000 |
| Securities available for sale | 22,127,000 | 17,139,000 | 16,809,000 | 443,000 |
| Securities held to maturity | 10,617,000 | 11,870,000 | 14,380,000 | 35,801,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,640,000 | 129,495,000 | 130,570,000 | 135,330,000 |
| Interest-bearing deposits | 119,814,000 | 116,853,000 | 118,598,000 | 120,054,000 |
| Noninterest-bearing deposits | 10,826,000 | 12,642,000 | 11,972,000 | 15,276,000 |
| Equity capital | 18,404,000 | 18,905,000 | 19,671,000 | 19,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,233,000 | 6,345,000 | 9,330,000 | 12,075,000 |
| Interest expense | 1,867,000 | 3,599,000 | 5,172,000 | 6,455,000 |
| Net interest income | 1,366,000 | 2,746,000 | 4,158,000 | 5,620,000 |
| Noninterest income | 103,000 | 229,000 | 367,000 | 484,000 |
| Noninterest expense | 459,000 | 904,000 | 1,368,000 | 1,790,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 980,000 | 2,011,000 | 3,067,000 | 4,194,000 |
| Income tax | 324,000 | 564,000 | 957,000 | 1,294,000 |
| Net income | 656,000 | 1,447,000 | 2,110,000 | 2,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,276,000 | 18,767,000 | 19,430,000 | 19,920,000 |
| Total capital | 19,445,000 | 19,965,000 | 20,655,000 | 21,170,000 |
| Risk-weighted assets | 126,427,000 | 125,126,000 | 122,529,000 | 125,554,000 |