Call reports 2024
AMERICAN HERITAGE BANK — 2024
What AMERICAN HERITAGE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,513,840,000 | 1,506,097,000 | 1,478,145,000 | 1,496,664,000 |
| Total loans | 491,266,000 | 487,952,000 | 495,212,000 | 499,679,000 |
| Allowance for loan losses | 7,219,000 | 7,119,000 | 7,162,000 | 7,230,000 |
| Securities available for sale | 320,974,000 | 321,070,000 | 328,313,000 | 370,281,000 |
| Securities held to maturity | 401,350,000 | 394,670,000 | 388,284,000 | 362,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,212,655,000 | 1,204,457,000 | 1,190,451,000 | 1,210,990,000 |
| Interest-bearing deposits | 893,071,000 | 884,036,000 | 867,622,000 | 898,562,000 |
| Noninterest-bearing deposits | 319,584,000 | 320,421,000 | 322,829,000 | 312,428,000 |
| Equity capital | 121,438,000 | 122,264,000 | 128,783,000 | 125,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,189,000 | 28,880,000 | 43,732,000 | 58,540,000 |
| Interest expense | 5,885,000 | 12,144,000 | 18,390,000 | 24,421,000 |
| Net interest income | 8,304,000 | 16,736,000 | 25,342,000 | 34,119,000 |
| Noninterest income | 2,219,000 | 4,571,000 | 7,320,000 | 9,636,000 |
| Noninterest expense | 7,433,000 | 14,816,000 | 22,770,000 | 30,822,000 |
| Provision for loan losses | 25,000 | 75,000 | 228,000 | 399,000 |
| Pretax income | 2,525,000 | 5,888,000 | 9,063,000 | 11,954,000 |
| Income tax | 120,000 | 183,000 | 224,000 | 306,000 |
| Net income | 2,405,000 | 5,705,000 | 8,839,000 | 11,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,474,000 | 137,961,000 | 139,354,000 | 139,929,000 |
| Total capital | 144,733,000 | 145,169,000 | 146,735,000 | 147,336,000 |
| Risk-weighted assets | 580,496,000 | 576,521,000 | 590,418,000 | 592,555,000 |