Call reports 2023
AMERICAN HERITAGE BANK — 2023
What AMERICAN HERITAGE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,513,010,000 | 1,516,223,000 | 1,467,884,000 | 1,479,870,000 |
| Total loans | 501,977,000 | 499,774,000 | 492,349,000 | 493,010,000 |
| Allowance for loan losses | 7,245,000 | 7,419,000 | 7,245,000 | 7,188,000 |
| Securities available for sale | 367,688,000 | 326,151,000 | 322,130,000 | 314,705,000 |
| Securities held to maturity | 451,003,000 | 439,144,000 | 431,953,000 | 411,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,236,868,000 | 1,232,389,000 | 1,221,503,000 | 1,223,758,000 |
| Interest-bearing deposits | 884,228,000 | 892,523,000 | 876,958,000 | 900,731,000 |
| Noninterest-bearing deposits | 352,640,000 | 339,866,000 | 344,545,000 | 323,027,000 |
| Equity capital | 113,462,000 | 113,480,000 | 109,259,000 | 120,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,855,000 | 24,885,000 | 38,222,000 | 51,729,000 |
| Interest expense | 2,235,000 | 5,825,000 | 10,714,000 | 15,942,000 |
| Net interest income | 9,620,000 | 19,060,000 | 27,508,000 | 35,787,000 |
| Noninterest income | 2,363,000 | 4,783,000 | 7,247,000 | 9,365,000 |
| Noninterest expense | 8,036,000 | 16,012,000 | 24,054,000 | 31,973,000 |
| Provision for loan losses | 230,000 | 393,000 | 393,000 | 393,000 |
| Pretax income | 3,719,000 | 7,439,000 | 10,345,000 | 12,782,000 |
| Income tax | 38,000 | 160,000 | 267,000 | 359,000 |
| Net income | 3,681,000 | 7,279,000 | 10,078,000 | 12,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,737,000 | 134,087,000 | 134,782,000 | 135,027,000 |
| Total capital | 142,202,000 | 141,639,000 | 142,171,000 | 142,377,000 |
| Risk-weighted assets | 607,832,000 | 604,110,000 | 591,067,000 | 587,965,000 |