Call reports 2022
AMERICAN HERITAGE BANK — 2022
What AMERICAN HERITAGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,563,570,000 | 1,516,453,000 | 1,468,231,000 | 1,455,553,000 |
| Total loans | 505,062,000 | 511,846,000 | 501,966,000 | 499,547,000 |
| Allowance for loan losses | 8,956,000 | 7,505,000 | 7,377,000 | 7,198,000 |
| Securities available for sale | 387,739,000 | 382,871,000 | 381,347,000 | 385,727,000 |
| Securities held to maturity | 495,042,000 | 482,132,000 | 467,999,000 | 457,354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,287,247,000 | 1,260,451,000 | 1,238,627,000 | 1,239,461,000 |
| Interest-bearing deposits | 948,945,000 | 920,938,000 | 892,000,000 | 900,735,000 |
| Noninterest-bearing deposits | 338,302,000 | 339,513,000 | 346,627,000 | 338,726,000 |
| Equity capital | 122,042,000 | 104,147,000 | 99,065,000 | 106,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,881,000 | 20,120,000 | 30,941,000 | 41,992,000 |
| Interest expense | 674,000 | 1,353,000 | 2,410,000 | 3,973,000 |
| Net interest income | 9,207,000 | 18,767,000 | 28,531,000 | 38,019,000 |
| Noninterest income | 2,308,000 | 5,007,000 | 7,571,000 | 8,861,000 |
| Noninterest expense | 7,678,000 | 16,782,000 | 24,634,000 | 32,546,000 |
| Provision for loan losses | 0 | -1,375,000 | -1,375,000 | -1,375,000 |
| Pretax income | 3,837,000 | 8,367,000 | 12,843,000 | 15,422,000 |
| Income tax | 145,000 | 253,000 | 404,000 | 504,000 |
| Net income | 3,692,000 | 8,114,000 | 12,439,000 | 14,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,250,000 | 129,442,000 | 131,679,000 | 131,071,000 |
| Total capital | 136,948,000 | 136,947,000 | 139,056,000 | 138,269,000 |
| Risk-weighted assets | 614,582,000 | 634,252,000 | 622,209,000 | 617,933,000 |