Call reports 2021
AMERICAN HERITAGE BANK — 2021
What AMERICAN HERITAGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,506,503,000 | 1,524,029,000 | 1,520,184,000 | 1,540,360,000 |
| Total loans | 535,165,000 | 525,746,000 | 510,416,000 | 506,463,000 |
| Allowance for loan losses | 9,127,000 | 9,163,000 | 9,096,000 | 9,006,000 |
| Securities available for sale | 820,737,000 | 852,822,000 | 859,827,000 | 777,314,000 |
| Securities held to maturity | 76,066,000 | 76,864,000 | 74,832,000 | 85,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,203,108,000 | 1,221,702,000 | 1,243,387,000 | 1,278,911,000 |
| Interest-bearing deposits | 856,337,000 | 872,110,000 | 895,168,000 | 945,984,000 |
| Noninterest-bearing deposits | 346,771,000 | 349,592,000 | 348,219,000 | 332,927,000 |
| Equity capital | 137,763,000 | 143,276,000 | 145,353,000 | 138,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,088,000 | 19,816,000 | 29,715,000 | 39,594,000 |
| Interest expense | 968,000 | 1,806,000 | 2,582,000 | 3,305,000 |
| Net interest income | 9,120,000 | 18,010,000 | 27,133,000 | 36,289,000 |
| Noninterest income | 2,361,000 | 4,644,000 | 7,159,000 | 9,576,000 |
| Noninterest expense | 7,773,000 | 15,305,000 | 23,439,000 | 32,559,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 0 |
| Pretax income | 4,870,000 | 8,627,000 | 12,380,000 | 14,549,000 |
| Income tax | 180,000 | 310,000 | 525,000 | 598,000 |
| Net income | 4,690,000 | 8,317,000 | 11,855,000 | 13,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,214,000 | 125,112,000 | 126,027,000 | 125,501,000 |
| Total capital | 130,619,000 | 132,900,000 | 133,904,000 | 133,166,000 |
| Risk-weighted assets | 590,731,000 | 621,660,000 | 628,928,000 | 611,830,000 |