Call reports 2020
AMERICAN HERITAGE BANK — 2020
What AMERICAN HERITAGE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,205,993,000 | 1,306,957,000 | 1,424,162,000 | 1,469,216,000 |
| Total loans | 475,402,000 | 495,884,000 | 562,684,000 | 536,170,000 |
| Allowance for loan losses | 6,469,000 | 7,172,000 | 9,168,000 | 9,197,000 |
| Securities available for sale | 509,160,000 | 604,892,000 | 671,582,000 | 730,139,000 |
| Securities held to maturity | 106,440,000 | 90,812,000 | 79,618,000 | 83,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 940,661,000 | 1,016,193,000 | 1,140,324,000 | 1,185,046,000 |
| Interest-bearing deposits | 718,826,000 | 755,217,000 | 824,342,000 | 867,807,000 |
| Noninterest-bearing deposits | 221,835,000 | 260,976,000 | 315,982,000 | 317,239,000 |
| Equity capital | 116,591,000 | 124,496,000 | 143,324,000 | 147,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,465,000 | 21,011,000 | 35,711,000 | 45,880,000 |
| Interest expense | 2,131,000 | 3,626,000 | 5,157,000 | 6,316,000 |
| Net interest income | 8,334,000 | 17,385,000 | 30,554,000 | 39,564,000 |
| Noninterest income | 2,136,000 | 4,147,000 | 6,827,000 | 9,090,000 |
| Noninterest expense | 7,536,000 | 14,351,000 | 24,489,000 | 32,949,000 |
| Provision for loan losses | 200,000 | 900,000 | 2,450,000 | 2,675,000 |
| Pretax income | 3,550,000 | 7,805,000 | 12,073,000 | 14,661,000 |
| Income tax | 95,000 | 301,000 | 570,000 | 724,000 |
| Net income | 3,455,000 | 7,504,000 | 11,503,000 | 13,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,617,000 | 105,681,000 | 120,594,000 | 120,328,000 |
| Total capital | 108,086,000 | 112,077,000 | 127,787,000 | 127,575,000 |
| Risk-weighted assets | 524,290,000 | 510,925,000 | 573,458,000 | 577,820,000 |