Call reports 2019
AMERICAN HERITAGE BANK — 2019
What AMERICAN HERITAGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,152,825,000 | 1,154,478,000 | 1,123,976,000 | 1,149,364,000 |
| Total loans | 480,069,000 | 466,598,000 | 465,850,000 | 469,448,000 |
| Allowance for loan losses | 6,359,000 | 6,423,000 | 6,392,000 | 6,311,000 |
| Securities available for sale | 419,399,000 | 470,646,000 | 467,750,000 | 479,635,000 |
| Securities held to maturity | 152,355,000 | 123,701,000 | 114,630,000 | 113,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 902,581,000 | 909,744,000 | 895,579,000 | 925,893,000 |
| Interest-bearing deposits | 687,633,000 | 693,195,000 | 679,886,000 | 712,221,000 |
| Noninterest-bearing deposits | 214,948,000 | 216,549,000 | 215,693,000 | 213,672,000 |
| Equity capital | 101,299,000 | 106,352,000 | 109,752,000 | 108,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,309,000 | 21,044,000 | 31,652,000 | 42,122,000 |
| Interest expense | 2,328,000 | 4,769,000 | 7,119,000 | 9,314,000 |
| Net interest income | 7,981,000 | 16,275,000 | 24,533,000 | 32,808,000 |
| Noninterest income | 2,020,000 | 4,369,000 | 6,615,000 | 8,903,000 |
| Noninterest expense | 6,818,000 | 13,925,000 | 21,298,000 | 29,178,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 450,000 |
| Pretax income | 3,033,000 | 6,419,000 | 9,511,000 | 12,119,000 |
| Income tax | 0 | 166,000 | 228,000 | 292,000 |
| Net income | 3,033,000 | 6,253,000 | 9,283,000 | 11,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,943,000 | 98,301,000 | 99,847,000 | 98,141,000 |
| Total capital | 105,302,000 | 104,724,000 | 106,239,000 | 104,452,000 |
| Risk-weighted assets | 539,848,000 | 517,211,000 | 517,532,000 | 520,349,000 |