Call reports 2018
AMERICAN HERITAGE BANK — 2018
What AMERICAN HERITAGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,116,942,000 | 1,106,416,000 | 1,090,846,000 | 1,114,275,000 |
| Total loans | 420,163,000 | 439,826,000 | 442,670,000 | 455,258,000 |
| Allowance for loan losses | 5,891,000 | 5,966,000 | 6,233,000 | 6,216,000 |
| Securities available for sale | 443,247,000 | 443,162,000 | 412,013,000 | 410,124,000 |
| Securities held to maturity | 162,069,000 | 164,546,000 | 165,245,000 | 157,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 878,559,000 | 871,120,000 | 866,628,000 | 893,271,000 |
| Interest-bearing deposits | 678,644,000 | 663,333,000 | 660,381,000 | 689,392,000 |
| Noninterest-bearing deposits | 199,915,000 | 207,787,000 | 206,247,000 | 203,879,000 |
| Equity capital | 103,342,000 | 105,016,000 | 104,673,000 | 95,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,227,000 | 18,827,000 | 28,630,000 | 38,625,000 |
| Interest expense | 1,445,000 | 3,092,000 | 5,116,000 | 7,220,000 |
| Net interest income | 7,782,000 | 15,735,000 | 23,514,000 | 31,405,000 |
| Noninterest income | 1,943,000 | 4,247,000 | 6,369,000 | 8,546,000 |
| Noninterest expense | 6,762,000 | 13,380,000 | 20,144,000 | 27,642,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 400,000 |
| Pretax income | 2,870,000 | 6,359,000 | 9,491,000 | 12,061,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,870,000 | 6,359,000 | 9,491,000 | 12,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,566,000 | 108,545,000 | 110,243,000 | 98,256,000 |
| Total capital | 112,457,000 | 114,511,000 | 116,476,000 | 104,472,000 |
| Risk-weighted assets | 486,244,000 | 507,784,000 | 507,584,000 | 510,524,000 |