Call reports 2017
AMERICAN HERITAGE BANK — 2017
What AMERICAN HERITAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,120,654,000 | 1,114,460,000 | 1,102,949,000 | 1,091,860,000 |
| Total loans | 412,309,000 | 423,701,000 | 419,867,000 | 420,040,000 |
| Allowance for loan losses | 6,176,000 | 6,205,000 | 5,676,000 | 5,791,000 |
| Securities available for sale | 422,188,000 | 423,839,000 | 449,088,000 | 449,117,000 |
| Securities held to maturity | 184,467,000 | 181,552,000 | 165,554,000 | 164,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 894,322,000 | 889,871,000 | 897,795,000 | 881,929,000 |
| Interest-bearing deposits | 691,230,000 | 690,733,000 | 691,189,000 | 683,179,000 |
| Noninterest-bearing deposits | 203,092,000 | 199,138,000 | 206,606,000 | 198,750,000 |
| Equity capital | 100,755,000 | 106,893,000 | 108,485,000 | 107,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,766,000 | 17,680,000 | 26,809,000 | 35,986,000 |
| Interest expense | 1,237,000 | 2,509,000 | 3,834,000 | 5,201,000 |
| Net interest income | 7,529,000 | 15,171,000 | 22,975,000 | 30,785,000 |
| Noninterest income | 1,919,000 | 4,125,000 | 6,269,000 | 8,414,000 |
| Noninterest expense | 6,813,000 | 13,452,000 | 20,248,000 | 27,148,000 |
| Provision for loan losses | 150,000 | 300,000 | 475,000 | 1,100,000 |
| Pretax income | 2,653,000 | 5,750,000 | 8,727,000 | 11,157,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,653,000 | 5,750,000 | 8,727,000 | 11,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,885,000 | 101,865,000 | 103,734,000 | 105,051,000 |
| Total capital | 105,931,000 | 108,066,000 | 109,410,000 | 110,842,000 |
| Risk-weighted assets | 483,564,000 | 496,059,000 | 490,637,000 | 482,940,000 |