Call reports 2016
AMERICAN HERITAGE BANK — 2016
What AMERICAN HERITAGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,078,877,000 | 1,074,813,000 | 1,064,132,000 | 1,072,614,000 |
| Total loans | 400,258,000 | 403,154,000 | 402,537,000 | 404,462,000 |
| Allowance for loan losses | 5,961,000 | 6,674,000 | 6,411,000 | 6,341,000 |
| Securities available for sale | 404,475,000 | 423,358,000 | 430,181,000 | 411,594,000 |
| Securities held to maturity | 189,990,000 | 183,902,000 | 178,031,000 | 182,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 866,589,000 | 857,201,000 | 852,281,000 | 883,589,000 |
| Interest-bearing deposits | 686,667,000 | 677,260,000 | 668,695,000 | 703,286,000 |
| Noninterest-bearing deposits | 179,922,000 | 179,941,000 | 183,586,000 | 180,303,000 |
| Equity capital | 100,824,000 | 104,596,000 | 105,028,000 | 98,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,561,000 | 17,128,000 | 25,673,000 | 34,302,000 |
| Interest expense | 1,253,000 | 2,488,000 | 3,706,000 | 4,923,000 |
| Net interest income | 7,308,000 | 14,640,000 | 21,967,000 | 29,379,000 |
| Noninterest income | 1,835,000 | 4,105,000 | 6,172,000 | 8,308,000 |
| Noninterest expense | 6,727,000 | 13,505,000 | 20,114,000 | 27,222,000 |
| Provision for loan losses | 162,000 | 271,000 | 271,000 | 271,000 |
| Pretax income | 2,312,000 | 5,053,000 | 7,927,000 | 10,388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,312,000 | 5,053,000 | 7,927,000 | 10,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,602,000 | 95,348,000 | 97,076,000 | 98,318,000 |
| Total capital | 99,340,000 | 101,227,000 | 102,999,000 | 104,233,000 |
| Risk-weighted assets | 458,849,000 | 469,589,000 | 473,356,000 | 472,753,000 |