Call reports 2012
AMERICAN HERITAGE BANK — 2012
What AMERICAN HERITAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 790,820,000 | 792,613,000 | 791,767,000 | 966,992,000 |
| Total loans | 309,199,000 | 312,340,000 | 304,277,000 | 378,257,000 |
| Allowance for loan losses | 5,433,000 | 5,802,000 | 5,898,000 | 5,799,000 |
| Securities available for sale | 283,882,000 | 297,198,000 | 297,100,000 | 320,993,000 |
| Securities held to maturity | 126,478,000 | 127,763,000 | 128,898,000 | 162,818,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,013,000 | 592,985,000 | 605,019,000 | 794,092,000 |
| Interest-bearing deposits | 470,683,000 | 467,804,000 | 478,893,000 | 588,091,000 |
| Noninterest-bearing deposits | 125,330,000 | 125,181,000 | 126,126,000 | 206,001,000 |
| Equity capital | 82,719,000 | 84,355,000 | 86,510,000 | 80,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,252,000 | 14,547,000 | 21,713,000 | 29,144,000 |
| Interest expense | 1,357,000 | 2,665,000 | 3,919,000 | 5,129,000 |
| Net interest income | 5,895,000 | 11,882,000 | 17,794,000 | 24,015,000 |
| Noninterest income | 1,467,000 | 3,148,000 | 4,665,000 | 6,414,000 |
| Noninterest expense | 5,013,000 | 9,855,000 | 14,574,000 | 20,128,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,075,000 | 1,225,000 |
| Pretax income | 2,070,000 | 4,521,000 | 6,917,000 | 9,313,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,070,000 | 4,521,000 | 6,917,000 | 9,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,687,000 | 79,082,000 | 80,361,000 | 72,488,000 |
| Total capital | 81,826,000 | 83,268,000 | 84,474,000 | 77,457,000 |
| Risk-weighted assets | 329,843,000 | 333,244,000 | 327,235,000 | 396,700,000 |