Call reports 2011
AMERICAN HERITAGE BANK — 2011
What AMERICAN HERITAGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 729,280,000 | 729,960,000 | 724,440,000 | 752,549,000 |
| Total loans | 321,320,000 | 321,845,000 | 319,995,000 | 315,944,000 |
| Allowance for loan losses | 5,999,000 | 6,268,000 | 6,567,000 | 5,142,000 |
| Securities available for sale | 223,155,000 | 219,595,000 | 225,125,000 | 235,144,000 |
| Securities held to maturity | 122,400,000 | 129,822,000 | 126,076,000 | 127,483,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 538,301,000 | 541,148,000 | 542,140,000 | 575,817,000 |
| Interest-bearing deposits | 432,500,000 | 433,987,000 | 434,630,000 | 462,630,000 |
| Noninterest-bearing deposits | 105,801,000 | 107,161,000 | 107,510,000 | 113,187,000 |
| Equity capital | 76,612,000 | 79,797,000 | 82,716,000 | 81,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,311,000 | 14,726,000 | 22,164,000 | 29,455,000 |
| Interest expense | 1,497,000 | 2,993,000 | 4,438,000 | 5,810,000 |
| Net interest income | 5,814,000 | 11,733,000 | 17,726,000 | 23,645,000 |
| Noninterest income | 1,345,000 | 2,968,000 | 4,429,000 | 5,841,000 |
| Noninterest expense | 4,661,000 | 9,226,000 | 13,521,000 | 18,482,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,250,000 | 1,650,000 |
| Pretax income | 2,048,000 | 4,575,000 | 7,391,000 | 9,361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,048,000 | 4,575,000 | 7,391,000 | 9,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,386,000 | 73,857,000 | 75,468,000 | 76,591,000 |
| Total capital | 76,567,000 | 78,060,000 | 79,649,000 | 80,797,000 |
| Risk-weighted assets | 332,670,000 | 334,179,000 | 332,119,000 | 335,548,000 |