Call reports 2006
AMERICAN HERITAGE BANK — 2006
What AMERICAN HERITAGE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 511,614,000 | 513,235,000 | 522,110,000 | 523,063,000 |
| Total loans | 212,435,000 | 220,708,000 | 234,072,000 | 246,032,000 |
| Allowance for loan losses | 2,118,000 | 2,220,000 | 2,298,000 | 2,410,000 |
| Securities available for sale | 163,082,000 | 158,038,000 | 150,072,000 | 138,014,000 |
| Securities held to maturity | 94,284,000 | 108,519,000 | 108,217,000 | 108,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,090,000 | 388,598,000 | 385,999,000 | 408,004,000 |
| Interest-bearing deposits | 308,867,000 | 307,911,000 | 306,700,000 | 324,719,000 |
| Noninterest-bearing deposits | 81,223,000 | 80,687,000 | 79,299,000 | 83,285,000 |
| Equity capital | 47,990,000 | 47,915,000 | 50,669,000 | 52,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,767,000 | 13,897,000 | 21,331,000 | 28,955,000 |
| Interest expense | 2,547,000 | 5,460,000 | 8,759,000 | 12,160,000 |
| Net interest income | 4,220,000 | 8,437,000 | 12,572,000 | 16,795,000 |
| Noninterest income | 1,104,000 | 2,469,000 | 3,735,000 | 5,013,000 |
| Noninterest expense | 3,262,000 | 6,755,000 | 10,158,000 | 13,605,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 650,000 |
| Pretax income | 1,912,000 | 3,851,000 | 5,699,000 | 7,555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,912,000 | 3,851,000 | 5,699,000 | 7,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,527,000 | 50,621,000 | 51,686,000 | 52,648,000 |
| Total capital | 51,645,000 | 52,841,000 | 53,984,000 | 55,058,000 |
| Risk-weighted assets | 254,141,000 | 263,546,000 | 275,914,000 | 266,271,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN HERITAGE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.