Call reports 2002
AMERICAN HERITAGE BANK — 2002
What AMERICAN HERITAGE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 401,437,000 | 415,986,000 | 420,551,000 | 430,987,000 |
| Total loans | 174,005,000 | 186,347,000 | 185,870,000 | 186,866,000 |
| Allowance for loan losses | 1,823,000 | 2,082,000 | 2,047,000 | 1,985,000 |
| Securities available for sale | 117,181,000 | 121,688,000 | 119,709,000 | 125,496,000 |
| Securities held to maturity | 73,167,000 | 76,934,000 | 78,409,000 | 76,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,923,000 | 346,954,000 | 344,582,000 | 356,416,000 |
| Interest-bearing deposits | 278,341,000 | 289,776,000 | 286,489,000 | 299,822,000 |
| Noninterest-bearing deposits | 57,582,000 | 57,178,000 | 58,093,000 | 56,594,000 |
| Equity capital | 37,169,000 | 38,900,000 | 40,402,000 | 40,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,005,000 | 12,205,000 | 18,234,000 | 24,198,000 |
| Interest expense | 2,118,000 | 4,249,000 | 6,286,000 | 8,183,000 |
| Net interest income | 3,887,000 | 7,956,000 | 11,948,000 | 16,015,000 |
| Noninterest income | 1,133,000 | 2,532,000 | 3,781,000 | 5,099,000 |
| Noninterest expense | 2,847,000 | 6,052,000 | 9,266,000 | 12,483,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 516,000 |
| Pretax income | 2,039,000 | 4,196,000 | 6,125,000 | 8,226,000 |
| Income tax | 518,000 | 1,103,000 | 1,595,000 | 2,272,000 |
| Net income | 1,521,000 | 3,093,000 | 4,530,000 | 5,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,785,000 | 35,422,000 | 36,678,000 | 36,416,000 |
| Total capital | 38,608,000 | 37,504,000 | 38,725,000 | 38,401,000 |
| Risk-weighted assets | 201,703,000 | 214,845,000 | 217,048,000 | 220,077,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN HERITAGE BANK — 2002 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.