Call reports 2001
AMERICAN HERITAGE BANK — 2001
What AMERICAN HERITAGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 386,121,000 | 390,071,000 | 389,158,000 | 392,336,000 |
| Total loans | 171,336,000 | 173,836,000 | 173,925,000 | 174,444,000 |
| Allowance for loan losses | 1,771,000 | 1,926,000 | 1,958,000 | 1,757,000 |
| Securities available for sale | 88,388,000 | 98,954,000 | 108,834,000 | 115,572,000 |
| Securities held to maturity | 87,048,000 | 80,839,000 | 79,534,000 | 77,482,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,409,000 | 326,246,000 | 328,035,000 | 333,192,000 |
| Interest-bearing deposits | 278,553,000 | 272,029,000 | 274,179,000 | 277,548,000 |
| Noninterest-bearing deposits | 52,856,000 | 54,217,000 | 53,856,000 | 55,644,000 |
| Equity capital | 33,717,000 | 34,129,000 | 35,622,000 | 36,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,642,000 | 13,411,000 | 19,971,000 | 26,424,000 |
| Interest expense | 3,427,000 | 6,677,000 | 9,604,000 | 12,125,000 |
| Net interest income | 3,215,000 | 6,734,000 | 10,367,000 | 14,299,000 |
| Noninterest income | 862,000 | 1,885,000 | 2,781,000 | 3,903,000 |
| Noninterest expense | 2,508,000 | 5,076,000 | 7,776,000 | 10,671,000 |
| Provision for loan losses | 159,000 | 318,000 | 424,000 | 499,000 |
| Pretax income | 1,413,000 | 3,228,000 | 4,958,000 | 7,043,000 |
| Income tax | 308,000 | 760,000 | 1,204,000 | 1,819,000 |
| Net income | 1,105,000 | 2,468,000 | 3,754,000 | 5,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,136,000 | 33,552,000 | 34,226,000 | 35,481,000 |
| Total capital | 34,907,000 | 35,478,000 | 36,184,000 | 37,238,000 |
| Risk-weighted assets | 189,901,000 | 192,902,000 | 195,891,000 | 199,367,000 |