Call reports 2008
BANK OF MIAMI, NATIONAL ASSOCIATION, THE — 2008
What BANK OF MIAMI, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 836,461,000 | 799,968,000 | 697,609,000 | 695,851,000 |
| Total loans | 600,348,000 | 586,997,000 | 534,543,000 | 501,952,000 |
| Allowance for loan losses | 9,129,000 | 14,896,000 | 8,500,000 | 21,129,000 |
| Securities available for sale | 88,266,000 | 76,897,000 | 70,419,000 | 68,789,000 |
| Securities held to maturity | 29,074,000 | 28,851,000 | 28,767,000 | 28,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,604,000 | 397,388,000 | 344,334,000 | 425,064,000 |
| Interest-bearing deposits | 347,920,000 | 323,494,000 | 273,968,000 | 364,124,000 |
| Noninterest-bearing deposits | 75,684,000 | 73,894,000 | 70,366,000 | 60,940,000 |
| Equity capital | 107,024,000 | 101,028,000 | 98,717,000 | 68,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,153,000 | 23,978,000 | 33,849,000 | 42,171,000 |
| Interest expense | 7,414,000 | 13,703,000 | 18,300,000 | 22,029,000 |
| Net interest income | 5,739,000 | 10,275,000 | 15,549,000 | 20,142,000 |
| Noninterest income | 1,625,000 | 2,940,000 | 3,521,000 | 4,325,000 |
| Noninterest expense | 6,738,000 | 12,900,000 | 18,971,000 | 24,841,000 |
| Provision for loan losses | 400,000 | 6,200,000 | 12,266,000 | 39,868,000 |
| Pretax income | 222,000 | -5,885,000 | -12,169,000 | -40,244,000 |
| Income tax | 164,000 | -2,207,000 | -4,904,000 | -5,261,000 |
| Net income | 58,000 | -3,678,000 | -7,265,000 | -34,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,937,000 | 101,201,000 | 97,614,000 | 59,613,000 |
| Total capital | 113,113,000 | 108,956,000 | 104,604,000 | 65,831,000 |
| Risk-weighted assets | 652,703,000 | 612,771,000 | 557,202,000 | 482,065,000 |