Call reports 2007
BANK OF MIAMI, NATIONAL ASSOCIATION, THE — 2007
What BANK OF MIAMI, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 833,965,000 | 815,431,000 | 821,409,000 | 870,732,000 |
| Total loans | 531,093,000 | 552,448,000 | 587,488,000 | 620,592,000 |
| Allowance for loan losses | 7,921,000 | 8,068,000 | 7,963,000 | 8,740,000 |
| Securities available for sale | 119,989,000 | 116,411,000 | 112,738,000 | 108,441,000 |
| Securities held to maturity | 30,061,000 | 30,044,000 | 29,374,000 | 29,343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,509,000 | 353,535,000 | 354,110,000 | 443,827,000 |
| Interest-bearing deposits | 243,897,000 | 270,630,000 | 276,267,000 | 362,799,000 |
| Noninterest-bearing deposits | 97,612,000 | 82,905,000 | 77,843,000 | 81,028,000 |
| Equity capital | 116,670,000 | 117,027,000 | 117,808,000 | 106,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,854,000 | 25,686,000 | 38,862,000 | 53,125,000 |
| Interest expense | 6,605,000 | 13,336,000 | 20,303,000 | 27,720,000 |
| Net interest income | 6,249,000 | 12,350,000 | 18,559,000 | 25,405,000 |
| Noninterest income | 2,274,000 | 3,962,000 | 6,278,000 | 8,602,000 |
| Noninterest expense | 7,153,000 | 14,156,000 | 21,453,000 | 29,312,000 |
| Provision for loan losses | -100,000 | -100,000 | 2,050,000 | 6,301,000 |
| Pretax income | 1,470,000 | 2,256,000 | 1,334,000 | -1,606,000 |
| Income tax | 529,000 | 812,000 | 93,000 | -962,000 |
| Net income | 941,000 | 1,444,000 | 1,241,000 | -644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,774,000 | 117,277,000 | 117,074,000 | 104,880,000 |
| Total capital | 124,205,000 | 125,081,000 | 125,259,000 | 113,453,000 |
| Risk-weighted assets | 593,531,000 | 623,571,000 | 654,516,000 | 685,251,000 |