Call reports 2006
BANK OF MIAMI, NATIONAL ASSOCIATION, THE — 2006
What BANK OF MIAMI, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 916,551,000 | 854,358,000 | 807,444,000 | 824,787,000 |
| Total loans | 540,436,000 | 448,755,000 | 442,373,000 | 501,434,000 |
| Allowance for loan losses | 7,916,000 | 7,945,000 | 7,945,000 | 7,991,000 |
| Securities available for sale | 178,552,000 | 192,585,000 | 224,902,000 | 171,747,000 |
| Securities held to maturity | 27,564,000 | 27,404,000 | 31,829,000 | 30,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,106,000 | 380,402,000 | 326,477,000 | 325,619,000 |
| Interest-bearing deposits | 257,733,000 | 273,047,000 | 223,406,000 | 218,076,000 |
| Noninterest-bearing deposits | 114,373,000 | 107,355,000 | 103,071,000 | 107,543,000 |
| Equity capital | 111,199,000 | 112,215,000 | 116,045,000 | 115,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 12,862,000 | 25,695,000 | 38,887,000 | 51,772,000 |
| Interest expense | 6,609,000 | 13,354,000 | 20,224,000 | 26,821,000 |
| Net interest income | 6,253,000 | 12,341,000 | 18,663,000 | 24,951,000 |
| Noninterest income | 1,632,000 | 3,298,000 | 5,472,000 | 7,477,000 |
| Noninterest expense | 6,284,000 | 12,863,000 | 19,615,000 | 26,940,000 |
| Provision for loan losses | -200,000 | -200,000 | -2,535,000 | -274,000 |
| Pretax income | 1,801,000 | 2,976,000 | 7,055,000 | 5,761,000 |
| Income tax | 649,000 | 1,072,000 | 2,540,000 | 2,078,000 |
| Net income | 1,152,000 | 1,904,000 | 4,515,000 | 3,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,301,000 | 114,054,000 | 116,665,000 | 115,833,000 |
| Total capital | 120,800,000 | 120,733,000 | 123,080,000 | 122,784,000 |
| Risk-weighted assets | 599,083,000 | 532,687,000 | 511,272,000 | 554,663,000 |