Call reports 2005
BANK OF MIAMI, NATIONAL ASSOCIATION, THE — 2005
What BANK OF MIAMI, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 937,689,000 | 932,266,000 | 885,187,000 | 965,653,000 |
| Total loans | 544,868,000 | 537,187,000 | 535,842,000 | 552,844,000 |
| Allowance for loan losses | 10,681,000 | 10,751,000 | 10,518,000 | 8,116,000 |
| Securities available for sale | 179,136,000 | 179,534,000 | 178,642,000 | 173,874,000 |
| Securities held to maturity | 27,340,000 | 27,101,000 | 26,993,000 | 27,661,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,018,000 | 406,488,000 | 405,646,000 | 452,531,000 |
| Interest-bearing deposits | 304,180,000 | 277,524,000 | 275,972,000 | 331,745,000 |
| Noninterest-bearing deposits | 132,838,000 | 128,964,000 | 129,674,000 | 120,786,000 |
| Equity capital | 101,090,000 | 103,940,000 | 108,518,000 | 109,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,619,000 | 21,973,000 | 33,880,000 | 45,976,000 |
| Interest expense | 3,663,000 | 8,092,000 | 13,039,000 | 18,601,000 |
| Net interest income | 6,956,000 | 13,881,000 | 20,841,000 | 27,375,000 |
| Noninterest income | 2,100,000 | 4,503,000 | 8,544,000 | 9,976,000 |
| Noninterest expense | 6,050,000 | 12,015,000 | 17,666,000 | 26,080,000 |
| Provision for loan losses | -1,005,000 | -1,005,000 | -3,505,000 | -5,955,000 |
| Pretax income | 4,011,000 | 7,374,000 | 15,224,000 | 17,226,000 |
| Income tax | 1,444,000 | 2,655,000 | 5,481,000 | 6,181,000 |
| Net income | 2,567,000 | 4,719,000 | 9,743,000 | 11,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,671,000 | 105,823,000 | 110,847,000 | 112,149,000 |
| Total capital | 111,192,000 | 113,357,000 | 118,368,000 | 119,919,000 |
| Risk-weighted assets | 598,293,000 | 599,336,000 | 598,463,000 | 624,532,000 |