Call reports 2004
BANK OF MIAMI, NATIONAL ASSOCIATION, THE — 2004
What BANK OF MIAMI, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,042,579,000 | 1,057,364,000 | 973,808,000 | 992,454,000 |
| Total loans | 672,226,000 | 661,880,000 | 568,520,000 | 563,896,000 |
| Allowance for loan losses | 10,395,000 | 10,784,000 | 10,818,000 | 10,806,000 |
| Securities available for sale | 197,626,000 | 196,292,000 | 197,536,000 | 181,596,000 |
| Securities held to maturity | 24,475,000 | 17,843,000 | 33,318,000 | 33,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 518,405,000 | 513,732,000 | 487,217,000 | 495,755,000 |
| Interest-bearing deposits | 371,512,000 | 345,374,000 | 330,867,000 | 337,292,000 |
| Noninterest-bearing deposits | 146,893,000 | 168,358,000 | 156,350,000 | 158,463,000 |
| Equity capital | 93,903,000 | 93,086,000 | 97,013,000 | 99,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 12,085,000 | 23,114,000 | 34,411,000 | 45,425,000 |
| Interest expense | 2,419,000 | 4,659,000 | 7,023,000 | 9,873,000 |
| Net interest income | 9,666,000 | 18,455,000 | 27,388,000 | 35,552,000 |
| Noninterest income | 9,478,000 | 16,013,000 | 19,623,000 | 22,910,000 |
| Noninterest expense | 10,468,000 | 20,096,000 | 28,341,000 | 35,380,000 |
| Provision for loan losses | -1,550,000 | -1,550,000 | -1,550,000 | -1,550,000 |
| Pretax income | 9,622,000 | 15,354,000 | 19,652,000 | 24,064,000 |
| Income tax | 3,368,000 | 5,528,000 | 7,075,000 | 8,663,000 |
| Net income | 6,254,000 | 9,826,000 | 12,577,000 | 15,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,344,000 | 95,379,000 | 97,912,000 | 100,736,000 |
| Total capital | 100,933,000 | 103,394,000 | 105,753,000 | 108,374,000 |
| Risk-weighted assets | 604,298,000 | 638,454,000 | 624,268,000 | 607,915,000 |