Call reports 2003
BANK OF MIAMI, NATIONAL ASSOCIATION, THE — 2003
What BANK OF MIAMI, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,028,452,000 | 962,512,000 | 986,094,000 | 1,044,739,000 |
| Total loans | 722,523,000 | 631,534,000 | 644,302,000 | 676,156,000 |
| Allowance for loan losses | 9,833,000 | 8,013,000 | 7,256,000 | 8,528,000 |
| Securities available for sale | 131,790,000 | 155,450,000 | 137,752,000 | 147,194,000 |
| Securities held to maturity | 16,159,000 | 20,513,000 | 20,296,000 | 24,518,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,827,000 | 459,639,000 | 449,187,000 | 480,583,000 |
| Interest-bearing deposits | 358,117,000 | 357,109,000 | 342,890,000 | 351,182,000 |
| Noninterest-bearing deposits | 120,710,000 | 102,530,000 | 106,297,000 | 129,401,000 |
| Equity capital | 78,700,000 | 80,494,000 | 84,987,000 | 87,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 12,259,000 | 23,993,000 | 35,028,000 | 46,759,000 |
| Interest expense | 3,585,000 | 6,617,000 | 9,265,000 | 11,783,000 |
| Net interest income | 8,674,000 | 17,376,000 | 25,763,000 | 34,976,000 |
| Noninterest income | 7,329,000 | 14,484,000 | 23,987,000 | 32,321,000 |
| Noninterest expense | 8,863,000 | 18,352,000 | 28,533,000 | 38,697,000 |
| Provision for loan losses | 750,000 | 4,124,000 | 4,624,000 | 7,214,000 |
| Pretax income | 6,400,000 | 9,394,000 | 16,603,000 | 21,021,000 |
| Income tax | 2,240,000 | 3,288,000 | 5,811,000 | 7,357,000 |
| Net income | 4,160,000 | 6,106,000 | 10,792,000 | 13,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,377,000 | 80,122,000 | 84,609,000 | 87,284,000 |
| Total capital | 85,556,000 | 87,172,000 | 91,733,000 | 94,666,000 |
| Risk-weighted assets | 571,647,000 | 563,051,000 | 569,785,000 | 589,407,000 |