Call reports 2002
BANK OF MIAMI, NATIONAL ASSOCIATION, THE — 2002
What BANK OF MIAMI, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 957,001,000 | 1,025,434,000 | 997,999,000 | 1,014,991,000 |
| Total loans | 725,298,000 | 738,696,000 | 711,364,000 | 735,755,000 |
| Allowance for loan losses | 8,581,000 | 7,098,000 | 9,638,000 | 9,009,000 |
| Securities available for sale | 87,205,000 | 87,899,000 | 113,583,000 | 134,865,000 |
| Securities held to maturity | 24,618,000 | 23,659,000 | 13,481,000 | 13,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,734,000 | 449,884,000 | 452,176,000 | 457,181,000 |
| Interest-bearing deposits | 332,049,000 | 332,322,000 | 326,746,000 | 333,703,000 |
| Noninterest-bearing deposits | 69,685,000 | 117,562,000 | 125,430,000 | 123,478,000 |
| Equity capital | 68,694,000 | 68,062,000 | 70,480,000 | 75,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,049,000 | 25,688,000 | 38,489,000 | 51,277,000 |
| Interest expense | 4,707,000 | 9,161,000 | 13,540,000 | 17,537,000 |
| Net interest income | 8,342,000 | 16,527,000 | 24,949,000 | 33,740,000 |
| Noninterest income | 9,190,000 | 15,488,000 | 20,877,000 | 28,944,000 |
| Noninterest expense | 9,896,000 | 25,066,000 | 32,686,000 | 41,533,000 |
| Provision for loan losses | 981,000 | 2,354,000 | 4,913,000 | 6,340,000 |
| Pretax income | 4,155,000 | 2,095,000 | 4,666,000 | 10,200,000 |
| Income tax | 1,454,000 | 733,000 | 1,633,000 | 3,570,000 |
| Net income | 2,701,000 | 1,362,000 | 3,033,000 | 6,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,643,000 | 69,604,000 | 71,048,000 | 74,423,000 |
| Total capital | 75,631,000 | 76,647,000 | 77,836,000 | 81,375,000 |
| Risk-weighted assets | 554,450,000 | 550,403,000 | 527,077,000 | 554,105,000 |